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No products, no commissions, no quote-on-request games — just clear, personal financial planning built around the life you actually want.

Advice-Only Financial Planning Services & Pricing

ADVICE-ONLY · FEE-ONLY · VIRTUAL ACROSS CANADA

Ways to Work Together

This is for you if: you've got questions piling up, one decision in front of you, or you want to test the water before committing to anything bigger.

Ask me anything, by the hour.

Standalone Session

BOOK YOUR SESSION
What's included:
A live video session
  • Straight answers on whatever you bring — no prep required on your end
  • Hours roll into the Comprehensive plan if you decide to go further

What you walk away with: A decision you can actually make, instead of six more browser tabs.

$225/hr + GST

This is for you if: you're done patching individual problems and want to see how all of it fits together — and you want systems that keep working after we're finished.

Your personalized financial life, finally making sense.

The Comprehensive Plan

GET STARTED
What you walk away with: Think of the before-and-after on a professionally organized closet, except it's your money. Every dollar has a job. Nothing is unaccounted for. And you understand it well enough to explain it out loud — which is the part that makes it stick.

This is honest work. Combing through a financial life and aligning it with real goals takes effort from both of us. But there are no wrong answers here, and hearing about what people actually want is my favourite part of this job.
What's included:
  • A comprehensive, fully personalized financial plan
  • As many live video meetings as it takes — genuinely, not a capped package
  • Personalized support throughout the entire planning period
  • Preferred client hourly rate once your plan is complete

How it works: We start with your goals, because everything else is downstream of them. Then we work through the six areas of financial planning — financial management, investment planning, tax planning, insurance and risk, retirement, and estate — organizing what's there and building systems that fit how you actually live.

Timeline: Usually six to ten weeks.

From $2,400 + GST

Final pricing depends on complexity and is confirmed after your free Discovery Call, before you commit to anything.

This is for you if: you've got a plan and you'd like someone in your corner as life keeps moving.

For everything that happens next.

Ongoing Support

BOOK SOME TIME
What's included:
  • Plan reviews as your goals change
  • Detailed support through new decisions and transitions
  • Check-ins on how your systems and goals are actually feeling
  • Completely optional, whenever you want it

What you walk away with: An adaptive plan rather than a document in a drawer. Goals get met and new ones show up — this is how the plan keeps up.

$185/hour + GST

Preferred client rate, available to plan clients whenever you need it.

HOW IT WORKS + WHY ALLUVIUM

1

You tell me where you're at. I tell you honestly whether I'm the right person, and what it would cost. No pitch, and nothing to prepare beforehand.

A free 30-min call

2

Before any numbers, we talk about what you actually want your life to look like. This is the step most planners skip, and it's the one everything else depends on.

goals first

3

We move through your finances area by area, at your pace, building systems as we go. You'll understand each piece as we do it — I'm not building something to hand you at the end.

the work

4

You finish with a plan you can follow and the option of ongoing support whenever life shifts.

Your plan, and what comes after

Thirty minutes could save you three more years of putting this off.

Free, 30 minutes, no pitch. Bring your questions — any of them.

Grab a free 30 minutes

Every engagement starts the same way: a free 30-minute call where you tell me what's going on and I tell you honestly whether I can help. There's nothing to prepare, nothing to organize first, and nothing to buy at the end of it.